Tuesday, August 30, 2011

Using Credit and Debit Cards in Italy

One thing I didn't realize is that when you use a credit card overseas the credit card company charges a fee. I have 2 different credit cards and I called both to check on the fee. The first credit card, through my credit union, charges a 1% fee. That fee is the same if you are using credit or using an ATM machine. Of course the specific ATM will also charge a fee.

The second credit card, which is a Citibank card charges a 3% fee per transaction. Quite a difference between the two cards.

I let both credit card companies know the dates of my travel and asked them to email me if they had a concern with the card use.

I decided that I will take both cards, but only use the credit union card, unless it is stolen or lost or there is an emergency.


  1. That sucks. Damn credit card companies.

  2. I'm testing my commenting ability before you begin your journey. Hope this works!

  3. Yea, the comments section is now working - thanks McKenna and Shannon for writing!